After a car accident in Alaska, dealing with an insurance company like GEICO can be stressful and confusing. You may wonder what to expect from the claims process, how much compensation you are entitled to, and whether you should hire a lawyer. This blog post will provide the information you need to make informed decisions about your car accident claim.
You shouldn’t expect GEICO to automatically make a fair settlement offer. GEICO, like most insurance companies, is in business to make money. This means they will try to settle your claim for as little as possible.
After you file a claim, GEICO will assign an adjuster to investigate the accident. The adjuster will gather evidence, such as the police report, medical records, and witness statements.
Once the adjuster has reviewed the evidence, they will make you a settlement offer. The insurance company’s first offer will likely be much lower than you deserve. This is because GEICO, like most insurance companies, is in business to make money. They will try to settle your claim for as little as possible.
If you don’t accept the initial offer, you can negotiate with the adjuster for a higher settlement. However, this can be a time-consuming process. An experienced car accident lawyer can help you negotiate with GEICO and get you the compensation you deserve.
Here are the tips for getting a fair settlement from GEICO in your car accident claim:
Avoid giving a recorded statement to GEICO. You want to be careful about anything you say to the adjuster, as even a casual comment can be used to undermine your claim.
GEICO’s adjusters are trained to ask questions to trick you into saying something that can hurt your claim.
In the immediate aftermath of a car accident, you may be in shock and not realize the full extent of your injuries. A statement before you know the full extent of your injuries can significantly weaken your claim.
You do not want to accept any payout or settlement from GEICO before speaking to a lawyer. GEICO and other insurance companies often try to get people to accept low-ball offers so that they can settle their claims quickly. The initial offer they make is likely to be much lower than what you deserve.
Once you accept a settlement, you give up your right to sue for more money later, even if you realize your injuries are more severe than you thought.
A car accident can result in various damages, including medical expenses, lost wages, pain and suffering, and property damage. A Geico Insurance claims settlement attorney can help you identify all of your damages and calculate the total value of your claim.
Hiring an experienced car accident lawyer can be one of the most important decisions you make after a car accident. Insurance companies like GEICO have teams of lawyers working to minimize the amount they pay out in claims. Leveling the playing field by having a lawyer on your side can make a big difference in the outcome of your case.
There are several signs that you may need to file a personal injury claim against GEICO, including:
Getting into a car accident can be a stressful and overwhelming experience. If you have been injured in a car accident in Alaska and are dealing with GEICO, it is vital to understand your rights and options.