Passengers and Accident Claims

Many passengers – especially spouses of at-fault drivers – will refuse to bring a claim against the person that was driving their vehicle. “That’s my husband” or “that’s my best friend” or “that’s my wife’s parents”- we hear it all the time. “I don’t want to bring a claim against them. It will raise their insurance rates.” We’re going to talk about insurance rates later, but when deciding about whether to bring a claim against someone, it’s important to mention right here and now that the person driving the car in a collision that is severe enough to injure one of his passengers has already taken all of the insurance hit that they’re going to take. That person’s premiums will increase in an accident involving bodily injury or an accident involving more than $1,000 in property damage. Regardless of the severity of the injury and regardless of how high the property damage is, they still get the same increase. So, to minimize treatment, suffer needlessly, and forgo a legal right for compensation because you don’t want to affect someone’s insurance rates is the result of a poor and uninformed decision. You should always check with an attorney about your options.

No votes yet.
Published by
adminuser

Recent Posts

Personal Injury: Hearing Loss

If you have been involved in a car accident more than once you will know…

October 1, 2021

Personal Injury: Shoulder Injury

If you have been injured as a result of someone else’s negligence you may be…

October 1, 2021

Personal Injury: ACL Injury

Various incidents and accidents can result in different types of injuries suffered by people involved…

October 1, 2021

How to Get the Most Financial Benefit when involve in a Car Accident? Top 5 Tips

Do you know that on average, 16,438 car crashes take place in the US every…

September 27, 2021

Concussions and Post-Concussion Syndrome Claims

Some injuries are common in specific types of accidents; concussions and head injuries are common…

September 16, 2021

Deny, Delay and Minimize – The Insurance Claims Song

When a person is involved in an accident and suffers injury as a result of…

September 16, 2021
Free Case Evaluation